debt_leverage_profile
0.09x Total Debt / Equity (Conservative)
High
SEC-XBRL
interest_rate_sensitivity
High
Medium
SEC-10K 0001576940-26-000005
geopolitical_supply_exposure
Medium intensity; China's 2025 export-licensing regime on rare-earth magnets and battery-grade graphite is the live chokepoint for auto and EV production, compounded by US Section 232 tariff expansion on steel, aluminum, and copper that repriced the sector's core metal inputs in 2025-2026.
Medium
GICS-commodity-overlay-v2
supply_chain_dependency
High
Medium
SEC-10K 0001576940-26-000005
international_expansion_readiness
Low
Medium
SEC-10K 0001576940-26-000005
geographic_footprint
domestic, 16 states
Medium
SEC-10K 0001576940-26-000005
commodity_exposure_profile
Medium intensity; commodities: steel, aluminum, petrochemical resins/plastics, copper, lithium and battery-grade materials (nickel, graphite), lumber, cotton; geopolitical: China's 2025 export-licensing regime on rare-earth magnets and battery-grade graphite is the live chokepoint for auto and EV production, compounded by US Section 232 tariff expansion on steel, aluminum, and copper that repriced the sector's core metal inputs in 2025-2026.
Medium
GICS-commodity-overlay-v2
vendor_lock_dependency_score
Moderate
Medium
SEC-10K 0001576940-26-000005
business_model_type_primary
manufacturer/homebuilder
Medium
SEC-10K 0001576940-26-000005
business_model_type_secondary
financial services provider
Medium
SEC-10K 0001576940-26-000005
switching_cost_profile
Minimal API coupling risk; Century uses standard ERP (likely SAP or Oracle) and third-party mortgage software with readily available alternatives and no proprietary API dependencies
Inferred
Agent_Inference
howey_test_risk_index
Low Howey risk; revenue derived from selling tangible real property (homes), not investment contracts—buyers take physical possession with no profit expectation from seller's efforts
Inferred
Agent_Inference
regulatory_burden_tier
Medium
Medium
GICS-regulatory-overlay-v1
data_sovereignty_risk
Moderate
Medium
SEC-10K 0001576940-26-000005
antitrust_exposure_flag
Low individual antitrust risk; Century holds <2% national market share. Industry-wide land banking and lot option practices face periodic DOJ/FTC scrutiny but no active proceedings against Century
Inferred
Agent_Inference
regulatory_exposure_profile
Medium burden; regimes: FTC, CPSC, NLRB, CFPB, GDPR, SEC; Evolving consumer protection and data-privacy rules squeeze retail margins.
Medium
GICS-regulatory-overlay-v1
revenue_model_type
product sales
Medium
SEC-10K 0001576940-26-000005
monetization_vector
unit sales
Medium
SEC-10K 0001576940-26-000005
pricing_architecture
negotiated/tiered
Medium
SEC-10K 0001576940-26-000005
pricing_power_rating
Weak
Medium
SEC-10K 0001576940-26-000005
target_gross_margin_bracket
2.2% Gross Margin (Thin (<20%))
High
SEC-XBRL
churn_vulnerability_index
High
Medium
SEC-10K 0001576940-26-000005
headcount_cost_structure
8.0% OpEx / Revenue (Highly Efficient)
High
SEC-XBRL
marginal_cost_of_growth
Sublinear
Medium
SEC-10K 0001576940-26-000005
franchise_compliance_risk
null
Inferred
Agent_Inference
customer_acquisition_metric
Direct sales through marketing and sales communities; retail studios
Medium
SEC-10K 0001576940-26-000005
network_effect_present
No meaningful network effect; homebuilding is non-networked. Community reputation and brand awareness provide modest local demand pull but no defensible network moat
Inferred
Agent_Inference
asset_efficiency_ratio
4.4% Return on Assets (Excellent)
High
SEC-XBRL
recession_resistance_tier
Cyclical
Medium
SEC-10K 0001576940-26-000005
customer_segment_primary
consumer
Medium
SEC-10K 0001576940-26-000005
customer_segment_secondary
institutional (mortgage investors)
Medium
SEC-10K 0001576940-26-000005
characteristic_occupations
["11-0000 Management Occupations", "13-0000 Business and Financial Operations Occupations", "15-0000 Computer and Mathematical Occupations", "23-0000 Legal Occupations", "25-0000 Educational Instruction and Library Occupations", "27-0000 Arts, Design, Entertainment, Sports, and Media Occupations", "35-0000 Food Preparation and Serving Related Occupations", "39-0000 Personal Care and Service Occupations", "41-0000 Sales and Related Occupations", "43-0000 Office and Administrative Support Occupations", "49-0000 Installation, Maintenance, and Repair Occupations", "51-0000 Production Occupations", "53-0000 Transportation and Material Moving Occupations"]
High
SOC-2018/GICS-overlay
agent_automatable_labor_share
0.22 (HIL — ~22% of characteristic roles agent-automatable)
Medium
SOC-2018 + agentic-exposure-v2
capital_expenditure_profile
0.7% CapEx / Revenue (Low-CapEx Asset-Light)
High
SEC-XBRL
sec_cik
0001576940
High
SEC-EDGAR
ticker
CCS
High
SEC-EDGAR
Filings_Dog_Scope
antitrust_exposure_flag,business_model_type_primary,business_model_type_secondary,churn_vulnerability_index,customer_acquisition_metric,customer_segment_primary,customer_segment_secondary,data_sovereignty_risk,franchise_compliance_risk,geographic_footprint,geopolitical_supply_exposure,headcount_cost_structure,howey_test_risk_index,interest_rate_sensitivity,international_expansion_readiness,marginal_cost_of_growth,monetization_vector,network_effect_present,pricing_architecture,pricing_power_rating,recession_resistance_tier,regulatory_burden_tier,revenue_model_type,supply_chain_dependency,switching_cost_profile,vendor_lock_dependency_score
High
SEC-10K 0001576940-26-000005