debt_leverage_profile
Automotive segment net debt ~$6B; GM Financial carries ~$90B in debt, but auto leverage ratio ~1.2x EBITDA; rate rise adds ~$120M annual interest per 20bp on floating exposure
Inferred
Agent_Inference
interest_rate_sensitivity
Moderate
Medium
SEC-10K 0001467858-26-000013
geopolitical_supply_exposure
Medium intensity; China's 2025 export-licensing regime on rare-earth magnets and battery-grade graphite is the live chokepoint for auto and EV production, compounded by US Section 232 tariff expansion on steel, aluminum, and copper that repriced the sector's core metal inputs in 2025-2026.
Medium
GICS-commodity-overlay-v2
supply_chain_dependency
High
Medium
SEC-10K 0001467858-26-000013
international_expansion_readiness
High
Medium
SEC-10K 0001467858-26-000013
geographic_footprint
Global with North America dominant
Medium
SEC-10K 0001467858-26-000013
commodity_exposure_profile
Medium intensity; commodities: steel, aluminum, petrochemical resins/plastics, copper, lithium and battery-grade materials (nickel, graphite), lumber, cotton; geopolitical: China's 2025 export-licensing regime on rare-earth magnets and battery-grade graphite is the live chokepoint for auto and EV production, compounded by US Section 232 tariff expansion on steel, aluminum, and copper that repriced the sector's core metal inputs in 2025-2026.
Medium
GICS-commodity-overlay-v2
vendor_lock_dependency_score
High
Medium
SEC-10K 0001467858-26-000013
business_model_type_primary
manufacturer
Medium
SEC-10K 0001467858-26-000013
business_model_type_secondary
bank/intermediary (financing)
Medium
SEC-10K 0001467858-26-000013
switching_cost_profile
Low
Medium
SEC-10K 0001467858-26-000013
howey_test_risk_index
Low
Medium
SEC-10K 0001467858-26-000013
regulatory_burden_tier
Medium
Medium
GICS-regulatory-overlay-v1
data_sovereignty_risk
High
Medium
SEC-10K 0001467858-26-000013
antitrust_exposure_flag
No
Medium
SEC-10K 0001467858-26-000013
regulatory_exposure_profile
Medium burden; regimes: FTC, CPSC, NLRB, CFPB, GDPR, SEC; Evolving consumer protection and data-privacy rules squeeze retail margins.
Medium
GICS-regulatory-overlay-v1
revenue_model_type
product sales / transactional
Medium
SEC-10K 0001467858-26-000013
monetization_vector
unit sales / per-transaction
Medium
SEC-10K 0001467858-26-000013
pricing_architecture
Negotiated / tiered by vehicle segment and options
Medium
SEC-10K 0001467858-26-000013
pricing_power_rating
Moderate
Medium
SEC-10K 0001467858-26-000013
target_gross_margin_bracket
-1.9% Gross Margin (Negative equity)
High
SEC-XBRL
churn_vulnerability_index
Moderate
Medium
SEC-10K 0001467858-26-000013
headcount_cost_structure
98.4% OpEx / Revenue (High Cost Structure)
High
SEC-XBRL
marginal_cost_of_growth
108.4% OpEx as % Revenue (High Growth Cost)
High
SEC-XBRL
franchise_compliance_risk
Moderate
Medium
SEC-10K 0001467858-26-000013
customer_acquisition_metric
Dealer network distribution; marketing incentives and rebates; brand portfolio (Chevrolet, GMC, Cadillac, Buick)
Medium
SEC-10K 0001467858-26-000013
network_effect_present
Partial
Medium
SEC-10K 0001467858-26-000013
asset_efficiency_ratio
1.1% Return on Assets (Excellent)
High
SEC-XBRL
recession_resistance_tier
Cyclical
Medium
SEC-10K 0001467858-26-000013
customer_segment_primary
consumer
Medium
SEC-10K 0001467858-26-000013
customer_segment_secondary
government / fleet
Medium
SEC-10K 0001467858-26-000013
characteristic_occupations
["11-0000 Management Occupations", "13-0000 Business and Financial Operations Occupations", "15-0000 Computer and Mathematical Occupations", "23-0000 Legal Occupations", "25-0000 Educational Instruction and Library Occupations", "27-0000 Arts, Design, Entertainment, Sports, and Media Occupations", "35-0000 Food Preparation and Serving Related Occupations", "39-0000 Personal Care and Service Occupations", "41-0000 Sales and Related Occupations", "43-0000 Office and Administrative Support Occupations", "49-0000 Installation, Maintenance, and Repair Occupations", "51-0000 Production Occupations", "53-0000 Transportation and Material Moving Occupations"]
High
SOC-2018/GICS-overlay
agent_automatable_labor_share
0.22 (HIL — ~22% of characteristic roles agent-automatable)
Medium
SOC-2018 + agentic-exposure-v2
capital_expenditure_profile
5.5% CapEx / Revenue (Moderate-CapEx)
High
SEC-XBRL
sec_cik
0001467858
High
SEC-EDGAR
Filings_Dog_Scope
antitrust_exposure_flag,business_model_type_primary,business_model_type_secondary,churn_vulnerability_index,customer_acquisition_metric,customer_segment_primary,customer_segment_secondary,data_sovereignty_risk,franchise_compliance_risk,geographic_footprint,geopolitical_supply_exposure,headcount_cost_structure,howey_test_risk_index,interest_rate_sensitivity,international_expansion_readiness,marginal_cost_of_growth,monetization_vector,network_effect_present,pricing_architecture,pricing_power_rating,recession_resistance_tier,regulatory_burden_tier,revenue_model_type,supply_chain_dependency,switching_cost_profile,vendor_lock_dependency_score
High
SEC-10K 0001467858-26-000013
insider_buys_6m
0
High
SEC-Form4 0001866710-26-000007..0001976795-26-000008
insider_sells_6m
28
High
SEC-Form4 0001866710-26-000007..0001976795-26-000008
insider_net_shares_6m
-1287053
High
SEC-Form4 0001866710-26-000007..0001976795-26-000008
insider_last_transaction_date
2026-08-03
High
SEC-Form4 0001866710-26-000007..0001976795-26-000008
Insider_Dog_Checked
2026-10-03T13:58|activist_13d_count_1y,activist_last_13d_date,blockholder_13g_count_1y,insider_buys_6m,insider_last_transaction_date,insider_net_shares_6m,insider_sells_6m
High
SEC-Form4 registry
activist_13d_count_1y
0
High
SEC-13D/G registry, subject-verified
blockholder_13g_count_1y
3
High
SEC-13D/G registry, subject-verified
activist_last_13d_date
none in window
High
SEC-13D/G registry, subject-verified