Centrica plc
320c046d-8f76-4f16-ae10-24a1a333c813
PRODUCTION_VERIFIED schema v3.0.0 Inferred last heartbeat: 2026-07-22T08:12:39.684752+00:00

Business Model Classification Tokens

contract_cycle_length
null
Inferred
Pending — BM Dev Shop classification run
enterprise_sales_motion
null
Inferred
Pending — BM Dev Shop classification run
procurement_complexity
null
Inferred
Pending — BM Dev Shop classification run
vendor_lock_coefficient
null
Inferred
Pending — BM Dev Shop classification run
consumer_acquisition_channel
null
Inferred
Pending — BM Dev Shop classification run
brand_loyalty_index
null
Inferred
Pending — BM Dev Shop classification run
impulse_vs_considered_purchase
null
Inferred
Pending — BM Dev Shop classification run
retail_distribution_reach
null
Inferred
Pending — BM Dev Shop classification run
billing_cadence
null
Inferred
Pending — BM Dev Shop classification run
churn_rate_benchmark
null
Inferred
Pending — BM Dev Shop classification run
annual_recurring_revenue_ratio
null
Inferred
Pending — BM Dev Shop classification run
free_trial_conversion_rate
null
Inferred
Pending — BM Dev Shop classification run
subscriber_ltv_model
null
Inferred
Pending — BM Dev Shop classification run
consumption_unit_definition
null
Inferred
Pending — BM Dev Shop classification run
usage_billing_granularity
null
Inferred
Pending — BM Dev Shop classification run
overage_penalty_structure
null
Inferred
Pending — BM Dev Shop classification run
minimum_commitment_floor
null
Inferred
Pending — BM Dev Shop classification run
metered_margin_profile
null
Inferred
Pending — BM Dev Shop classification run
bundle_discount_depth
null
Inferred
Pending — BM Dev Shop classification run
cross_sell_attach_rate
null
Inferred
Pending — BM Dev Shop classification run
bundle_churn_vs_single_churn
null
Inferred
Pending — BM Dev Shop classification run
bundle_margin_blended
null
Inferred
Pending — BM Dev Shop classification run
upsell_pathway_architecture
null
Inferred
Pending — BM Dev Shop classification run

Business Model Archetype Classification

University of St. Gallen — 55 Business Model Navigator (Gassmann et al.)

SG-049 Subscription VALUE High
Direct: monetization_vector contains [Primary: utility energy supply tariffs (direct billing); secondary: B2B energy services, Hive subscription hardware/software, trading margin]; revenue_model_type=~70% recurring (energy supply tariffs, service contracts, Hive subscriptions); ~30% transactional (energy trading, one-off services)
SG-009
Customer Loyalty
WHO High
SG-014
Flat Rate
VALUE High
SG-037
Product as a Service
VALUE High
SG-036
Product to Capability
WHAT High

Hybrid Combination

Subscription (SG-049) VALUE provides the core structure, combined with Customer Loyalty (SG-009) + Flat Rate (SG-014) + Product as a Service (SG-037) to form the complete business model fingerprint.

55 Archetypes Evaluated High: 5 Medium: 13 Registry: schemas/sg55_archetype_registry.yaml

Knowledge Graph — All Sections

debt_leverage_profile
Net debt ~£2.5bn; net debt/EBITDA ~1.5x; 20bps rate rise adds ~£5m annual interest cost given floating-rate exposure
Inferred
Agent_Inference
interest_rate_sensitivity
~30% of debt is floating-rate; 20bps increase raises annual interest expense by ~£5-7m, modest but manageable given £800m+ EBITDA
Inferred
Agent_Inference
geopolitical_supply_exposure
High intensity; European gas dependency on Russia exposed structural energy security vulnerabilities.
Medium
GICS-commodity-overlay-v1
supply_chain_dependency
North Sea/Norwegian gas pipelines and LNG terminals (Sabine Pass, Qatar); both face geopolitical chokepoint risk
Inferred
Agent_Inference
international_expansion_readiness
Primary markets UK (GBP), North America (USD), Ireland (EUR); USD and EUR devaluation vs GBP reduces reported revenues modestly
Inferred
Agent_Inference
geographic_footprint
~80% UK revenue (GBP-denominated); ~15% North America (USD); ~5% Ireland/Europe (EUR); limited devaluation risk overall
Inferred
Agent_Inference
commodity_exposure_profile
High intensity; commodities: Natural Gas, Coal, Uranium, Crude Oil, Copper (grid), Lithium (storage); geopolitical: European gas dependency on Russia exposed structural energy security vulnerabilities.
Medium
GICS-commodity-overlay-v1
vendor_lock_dependency_score
No single vendor exceeds 30% of input costs; gas procurement diversified across spot, forward, and long-term contracts
Inferred
Agent_Inference
business_model_type_primary
Centrica is not cloud-dependent for core operations; energy retail and trading run on proprietary/hybrid IT; 30-day termination manageable
Inferred
Agent_Inference
business_model_type_secondary
Secondary digital services (Hive smart home) use AWS/Azure; disruption would affect ~5% of revenue with 6-12 month migration path
Inferred
Agent_Inference
switching_cost_profile
Low API coupling risk; core systems are proprietary billing/trading platforms; Hive uses standard cloud APIs with moderate substitutability
Inferred
Agent_Inference
howey_test_risk_index
Primary revenue is energy retail/wholesale trading; fails Howey Test — no investment contract, no expectation of profit from others' efforts
Inferred
Agent_Inference
regulatory_burden_tier
Very High
Medium
GICS-regulatory-overlay-v1
data_sovereignty_risk
Significant GDPR exposure as UK/EU energy retailer holding 10m+ customer records; ICO-regulated; CCPA exposure minimal (small US consumer base)
Inferred
Agent_Inference
antitrust_exposure_flag
Moderate; Ofgem monitors retail energy market concentration; British Gas ~20% UK residential share triggers periodic regulatory scrutiny
Inferred
Agent_Inference
regulatory_exposure_profile
Very High burden; regimes: FERC, NERC, EPA, NRC, State PUCs, DOE; Rate-case lag and clean-energy mandates compress returns on regulated asset base.
Medium
GICS-regulatory-overlay-v1
revenue_model_type
~70% recurring (energy supply tariffs, service contracts, Hive subscriptions); ~30% transactional (energy trading, one-off services)
Inferred
Agent_Inference
monetization_vector
Primary: utility energy supply tariffs (direct billing); secondary: B2B energy services, Hive subscription hardware/software, trading margin
Inferred
Agent_Inference
pricing_architecture
Regulated price cap (Ofgem) constrains retail pricing; wholesale gas cost pass-through limits margin compression risk but also caps upside
Inferred
Agent_Inference
pricing_power_rating
Low-to-moderate; retail pricing constrained by Ofgem price cap; B2B and services segments have stronger pricing discretion
Inferred
Agent_Inference
target_gross_margin_bracket
Consolidated gross margin ~15-20%; energy supply margins thin (~5%); services/Hive higher (~40%); trading margins variable
Inferred
Agent_Inference
churn_vulnerability_index
Low free-rider risk; energy is metered and billed; switching rates ~15-18% annually in UK retail energy — churn is primary vulnerability
Inferred
Agent_Inference
headcount_cost_structure
Revenue growth is largely headcount-sublinear; energy volume scales through infrastructure not staff; services segment more linear
Inferred
Agent_Inference
marginal_cost_of_growth
Marginal cost of adding energy customers is low (infrastructure fixed); Hive/services growth requires moderate incremental investment
Inferred
Agent_Inference
franchise_compliance_risk
Not a franchise model; null
Inferred
Agent_Inference
customer_acquisition_metric
At 10x scale, CAC economics improve via brand/digital; LTV/CAC currently ~3-4x in retail energy; services segment LTV higher at ~6x
Inferred
Agent_Inference
network_effect_present
Weak network effects; Hive smart home has mild data-network effect; core energy retail has none — scale advantages are operational not network-driven
Inferred
Agent_Inference
asset_efficiency_ratio
AI displacement risk moderate; customer service automation underway; trading/optimisation AI adoption accelerating — could reduce ~10% of headcount
Inferred
Agent_Inference
recession_resistance_tier
Tier 1 recession-resistant; energy is essential utility; demand inelastic; government price interventions historically protect volumes
Inferred
Agent_Inference
customer_segment_primary
UK residential consumers (~10m accounts, British Gas); no single customer >1% of revenue — concentration risk low
Inferred
Agent_Inference
customer_segment_secondary
UK/North America B2B energy services and industrial customers; top 10 B2B clients estimated <15% of business energy revenue
Inferred
Agent_Inference
characteristic_occupations
["11-0000 Management Occupations", "13-0000 Business and Financial Operations Occupations", "15-0000 Computer and Mathematical Occupations", "17-0000 Architecture and Engineering Occupations", "23-0000 Legal Occupations", "41-0000 Sales and Related Occupations", "43-0000 Office and Administrative Support Occupations", "47-0000 Construction and Extraction Occupations", "49-0000 Installation, Maintenance, and Repair Occupations"]
High
SOC-2018/GICS-overlay
agent_automatable_labor_share
0.34 (HIL — ~34% of characteristic roles agent-automatable)
Medium
SOC-2018 + agentic-exposure-v1
capital_expenditure_profile
Capex shifting toward Hive/digital, EV charging, and energy storage; legacy E&P (Spirit Energy) being wound down — clear future-state reallocation
Inferred
Agent_Inference
sec_cik
Not SEC-registered; London Stock Exchange listed; CREST/FCA regulated; no SEC CIK applicable
Inferred
Agent_Inference
ticker
LSE: CNA; trades at ~8-10x forward earnings, modest discount reflecting Ofgem regulatory risk and gas price normalisation, not fully pricing E&P wind-down value
Inferred
Agent_Inference

Business Model Components

Core Space

> *Pending Turn 2 — Business Model Type Agent population.*

Interaction Modes

> *Pending Turn 2 — Business Model Type Agent population.*

Product Matrix

> *Pending Turn 2 — Business Model Type Agent population.*

Historical Evolution Log

Live Operational Signals

Signal DateSignal TypeSummary
Source

Evaluation Gate — Persona Stress Tests

SKILL_BUFFETT_VAL_03PASS2026-07-22no unmet atoms among this persona's authored questions
SKILL_LEGAL_SEC_01PASS2026-07-22no unmet atoms among this persona's authored questions
SKILL_SHORT_BEAR_01PASS2026-07-22no unmet atoms among this persona's authored questions
SKILL_MACRO_STRAT_01PASS2026-07-22no unmet atoms among this persona's authored questions
SKILL_OPS_PARTNER_01PASS2026-07-22no unmet atoms among this persona's authored questions

Live Status

No Live Status block found.